Money Clock
Watch your salary tick up in real time. Toggle expenses and watch the drain. See exactly how long you work to pay for anything.
Expenses
Time to Earn
How long do you work to pay for...
Based on a 40-hour work week (2,080 hrs/year), pre-tax.
Earnings Breakdown
Get your full earnings breakdown
Download a PDF with every rate from $8.56/hr to $6,250/mo, plus work time for common purchases.
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Your Time Is Money — Literally
Every second that passes, you're earning money. On a $75,000 salary, you make about $0.0024 per second — that's $0.14 per minute and $8.56 per hour (calculated across all 8,766 hours in a year). This clock makes that invisible flow of income tangible and real.
The Expense Drain
Toggle on your expenses and watch your earnings drain in real time. That $6 daily coffee? It's silently pulling $0.00007/second from your income stream. Monthly rent of $1,500 drains $0.00058/second — every second, day and night. Seeing expenses as a continuous drain changes how you think about spending.
How Long Do You Work For That?
The "Time to Earn" calculator below reframes every purchase as working time. A $150 pair of sneakers on a $50K salary? That's 6 hours and 14 minutes of work. A $1,200 phone? Nearly a full week. When you think in work-hours instead of dollars, spending decisions feel completely different.